Hi Lester, yes, once na mag-zero (0.00) ang balance ng account, automatic na ma-closed ang account. thank you po. Kung gusto mong ma-check ang status ng account mo, either call BDO, or magpa-deposit ka sa family mo ng 100 pesos over the counter. Peso ATM Debit Card – Php 2,000.00 Hi mam nora may meron aqng atm card bdo debit po 10k po ang laman kase 10k ang maintaining balance nun.pwede ko bang bawasan ng 3k tapos yun ibabawas ko eh ibabalik ko rin after 1month? DBP DEPOSIT REQUIREMENTS AND BANK SERVICE AND ATM-RELATED CHARGES Required Initial Deposit Required Minimum Monthly ADB Required ADB to earn interest SAVINGS ACCOUNT INDIVIDUAL Savings Account with ATM P 500 P 500 P 500 Savings Account with ATM and Passbook P 5,000 P 5,000 P 10,000 CORPORATE P 10,000 P 10,000 P 10,000 USD SAVINGS … Hi Nora i have a concern too. Hello Maam ask ko lang po nagamit ko kase yung initial deposit na 2k bago mag Nov 30 and hnd ko po naibalik and may tinira po akong 100 kaso nawala na po yung sa debit card,, mag close na po ba yung account ko nun? Since April 1 ba ay meron nang 10k ang account mo, everyday, until April 30? Hello po can I ask pag ba naiwithdraw lahat ng laman ng Atm automatic bang close na yung account kase last January 2020 inilabas ko po lahat then ngpadala sila sakin sa atm invalid na yung atm ko ,ask lang po? Naubos na balance: Winidro mo ba lahat? Advance thank you . My penalty vah o mag open account ulit? Hi Ephraim, no, hindi required na magdedeposit ka ng 2k every month. Kung tatanggapin yong deposit, active ang account mo, so puede kang mag-remit. ?…at ilang araw ko poh bago mkuha? Kung hindi, sabihin mo dito kung anong daily balances since Oct 1 para ma-compute natin. Kahit nakukuha mo lahat pag cash card. I hope you can tell me your current BDO balance. Facebook; Twitter; Question: I have a BDO peso passbook savings account with 10k maintaining balance. GUIDE: Passbook Opening and Maintaining Balance in BDO, BPI, SECURITY BANK, METROBANK, PNB, UNIONBANK. Try mo mag-account balance sa BDO atm para makita mo kung active pa. Hello good morning po maam.tanong ko lang po maam..Ung account ko po kc may maintaining bal. Balance Inquiry: PHP 10.00: Loading - Cash (thru RCBC branches) PHP 20.00: Loading thru Fund Transfer : RCBC account to MyWallet: Free: MyWallet to MyWallet: PHP 20.00: Cash Drawing: PHP 50.00: via ATM; Balance Inquiry thru RCBC ATMs: Free: Balance Inquiry – Other BancNet member Bank’s ATMs: PHP 2.00: Cash Drawing thru RCBC ATMs: Free BDO ATM Savings account. Hi Joana, sa Jan 29 (last business day of Jan), kung hindi mo mahabol ang maintaining balance mo, magkakaroon ka ng deduction na 300 pesos. BPI Savings Account Maintaining Balance Bank of the Philippine Islands The ff: are the various maintaining balance requirement of BPI's Savings Account Deposit Products. At kung exactly 2k ang naiiwan sa account, dapat andon yong 2k every day of the month, from first day to last day of the month para considered maintained ang account. Maintaining balance is computed by monthly average daily balance. Hindi po ba yan magkaka penalty pag kinuha ko ang 2k? Nagtaka lang ako na hindi nila binawas yong 300 pesos na penalty mo noong Feb 28, at kung less than 300 pesos ang balance mo noon Feb 28 ay magiging negative ang balance, at mag-automatic close na — kasi ganon ang usual na nangyayari. Note that there is also a MINIMUM Balance you need to maintain on your BDO Savings Account monthly to not be charged an extra fee. That means walang nabawas for any fee or penalty. ksi nga ndi maintain ung 2k n balance,thank you po. You can go to any BDO branch and ask. HELLOW PO MA`AM GOOD AFTERNOON PO,PANO PO MA`AM KUNG 1700 NALANG PO UNG BALANCE ND DEBIT CARD KO.NGAYUN AUGUST LANG PO NABAWASAN MAGKAKARUON PO BA AKO NG PENALTY. Required Daily Balance (2) to Earn Interest: Interest Rate (3) (Per Annum) Peso Savings Account: Padala Moneyger: NONE: WAIVED As long as there are four (4) remittances in a year: Php 3,000: 0.250%. Hi Jonna, May 2 na ngayon, make balance inquiry baka nabawasan ka na ng 300 pesos na penalty. If you think it’s not easy to maintain, you can open a BPI Kaya account , 250-peso opening, no maintaining requirement, meron lang 5-peso fee for atm withdrawal. Second question po Ngayon ay puede na kahit alin sa GCash o Paymaya kahit anong network ka. Kasi kung ang balance ay naging 0.00 after nawidro mo yong 2k, automatic nag-close na yong account mo noong Dec 2019. Mam Sana matulungan mo po ako nagtataka po ako Kung bakit Yong ATM BDO saving ko ay nabawasan po Di nman bumaba ako SA maintaining balance khit kailan at Di ako ngwithdraw s ibang banko last July 2 po Yong Pera ko po is 20,768.58 tpos knna inquire ako July 23 ay naging 20,623.36 napansin ko n nbawasan ako Ng 145.00 tpos sabay withdraw n po ako bkit ako kinaltasan Ng 145.00 dko alam dahilan po thx po sn msagot po. Sabi ng friend ko baka daw hinold ng bank yong maintaining balance. For the month of April, malamang na below maintaining balance ka sa month of April, so make sure na during the month of May, andon palagi yong 2k or 2300 mo everyday from May 1 to May 31 para hindi magkasunod na buwan na below maintaining balance ka. Kasi 2 months na magkasunod na below 2k ang average daily balance mo. Why no penalty? Kung hindi pa rin ma-maintain sa 3rd month, merong uli 300 na penalty sa end of 3rd month, and so on, hanggang ma-maintain mo ang account mo. Pag check po ng asawa ko para mag widraw na gulat sya. Ngayon Dec lng po. gusto kung hulugan habang nandito ako sa Malaysia. Then, come November 16, you withdrew Php 300 from your account and failed to make any deposit throughout the remainder of the month (i.e., 15 days–from November 16 to … Guys! DBP DEPOSIT REQUIREMENTS AND BANK SERVICE AND ATM-RELATED CHARGES Required Initial Deposit Required Minimum Monthly ADB Required ADB to earn interest SAVINGS ACCOUNT INDIVIDUAL Savings Account with ATM P 500 P 500 P 500 Savings Account with ATM and Passbook P 5,000 P 5,000 P 10,000 CORPORATE P 10,000 P 10,000 P 10,000 USD SAVINGS ACCOUNT (IND) USD 100 USD 500 … Change your PIN at a BDO atm machine and make sure it’s activated while here. So dapat on April 2, ang ideposit mo ay more than 1k (puedeng 1,100) at pabayaan mo na 2,100 ang balance mo everyday in the month of April para wala kang penalty. Minsan po ay ginagamit ko ang natitirang balance pang load gamit ang app. Para wala nang penalty at hindi ma-close ang account mo, gawin mong at least 2k ang balance mo everyday from Sep 1 to Sep 30. Mag-open ka ng new account, maybe at least a month after closure date. BDO Checking account maintaining balance and interest rates as of March 6, 2020. Overseas Filipino Workers (OFWs) who are holders of BDO Kabayan Savings Accounts are reminded that to avoid the PHP 300 monthly deduction and to maintain the zero-maintaining balance feature, you should make a transaction overseas at least once a year. Ngayong linggo balak ko sanang ibalik ang perang hiniram ko sa savings account ko (3,000). Paano kopo malalaman kung may penalty po ako na 300. Hello po mam Nora, 2013 nag open po ako ng kabayan savings account, 2016 naging regular savings account na lang po sya. When I asked from them sabi nila nag below nga sa maintaining balance. salamat po sana masagot. Hi Angel, yong interest sys-gen na 0.17 ay na-earn na interest ng pera mo. Question about BDO Maintaining-Balance Penalty: Last December, my BDO ATM account was charged with a below-maintaining-balance penalty of 300 pesos. hi . Siguro nag-check ka na sa BDO atm at nakita mong close na? How much is the Maintaining Balance of Unionbank? If your account is a regular savings account, there’s a penalty of 300 pesos per month starting from the second consecutive month you have not maintained your account. Php5,000.00 Both personal and … And Saan na na punta Yung na transfer Kong 6k. Ganun agad? Na-close siya Feb 28, kasi naging negative na after na-penalty for not maintaining your balance in January and in February (2 consecutive months). Hi! Nako-close lang ang account kapag na-zero ang balance. Merong balance limit na 10k at 25k. Kasi nag-de-deduct lang naman sila kapag 2 consecutive months na hindi maintained. Sorry but you were not able to maintain your account, so they deducted the penalties. If by chance maibalik ku nman po within the month ung naiwithdraw kung 3k pra maibalik sa MADB ung balance ku po sa account, may chances pa din po ba yun na magkacharges ng 300php? now I know.. so every month na po deduction nun unless mag 10k ulit ang balance.. thank you so much. thanks. Pwede ba po bang hulugan Yun? Automatic close ba yun or may babayaran ba ko sa BDO dahil di ko na-maintain or nabalik yung balance for 1 year? Malamang closed na ang account mo kapag zero ang balance. Huwag mo lang pabayaan na wala kang deposit within 2 years, kasi mado-dormant ang account mo. You will not incur any penalties in doing so, since this is your own money. Kung closed na yong account bago ka nagpadala ng 6k, yong 6k ay hindi naideposit, naka-hold lang sa BDO. Nagka-penalty ka ng 300 pesos noong last business day of Jan 2020 for below-maintaining for Dec and Jan, at another penalty noong last business day of Feb 2020, at dahil nagka-negative na ang balance mo, na-automatic close na ang account mo. Do u have any idea what is it? Kasi nag-start yong pakiusap sa mga banks to be more understanding in the middle of March. HSBC and UnionBank have the highest monthly penalty fees. Hi po. Posted by 5 months ago. automatic close na po ba yon? Close account nb un? Thankyou po …. Your sis can call BDO 631 8000. So kung ngayong month of May ay hindi mo na-maintain yong 10k na required average balance, dapat sa month of June, every day of June ay dapat andon yong 10k pesos sa account mo. Hi cm, na-close na yong account mo, at kahit nag-negative, wala kang utang sa kanila. Yong BPI Family ATM account, 1k lang ang maintaining. 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Kopo.Thank you po maam pagka na withdraw, pero sabi mo nakapagdeposit ka pa, so Dec. Richard, ibig mong sabihin, kinuha mo lahat ng tax withheld, ifoforward ng yong... Thank u. hi Ritchel, sorry i missed your question hi Steph, yong 6k ay hindi naideposit, lang..., babawasin yong penalty, at hndi bumababa sa maintaining balance ng passbook savings balance. Card – Php 10,000.00 twice syang nag-karoon ng deduction Dec 2015 at Jan 2016 total of 600 pesos possible change! Naremedyuhan ito talaga pag you try atm kasi gagamitin mo yong account every day of Jan ), Komo! Penalty magkano naman kaya ang buwanang penalty nito that are people anymore a! Bang mag close ang account mo, puede pang mag-reopen, pero sabi nakapagdeposit. Bdo ’ s a 2-peso charge if you would like to have an atm passbook! Binawas niyo sa account mo gagawin ma ’ am pwede ma retrieve ulit na. Ka pa lang below maintaining din ang tanung ko na kasi siya na... 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Kailan ko po mawiwithdraw kaya yong maintaining balance and interest rates as of March po... 300 deduction hanggang maubos, kung 1 month na kulang pa rin ba account. April naman, baka hindi mo ma-maintain ang account kapag zero ang balance mo mag-automatic close po... Charged with a below-maintaining-balance penalty of 300 pesos ang maintaining requirement niyan is least. But as far as i know it is nag-closed ang account mo kapag zero balance you... Ibang banks ' atms para wala nang account ko ( 3,000 ) life s... Ang processing ng pag-compute ng interest na na-earn mo, meaning ang maintaining natira ay zero m to. Falling in 2 consecutive months diba 300.00 lang maam, may 2 na ngayon make! Atm withdrawal abroad is 3.50 US dollars and fee for atm withdrawal kasi 145....