Many businesses choose to store archived paperwork, surplus technology and equipment, and the potential time and monetary cost of having to replace these items should something happen to them can be extremely high. Disclosure: Self-Storage Commercial Insurance; Coverage Highlights; Coverage Highlights. They usually cost about 50 cents to $2 for every $100 value amount of storage. Self-storage insurance is a dedicated insurance policy that is similar to a home contents insurance policy, as it protects the contents of your self-storage unit up to the limit you insure them for. While not every self-storage company offers insurance for the contents stored in their storage units, most will still require your belongings to be already insured, so make sure you bring a copy of your renters insurance coverage when you go to pay for your storage unit. Here are a couple of tips that may help you when you are looking for the best self storage insurance policy; It depends on the company but most Storage Facilities will require you to insure the possessions contained within their unit. Forgot password? An individual self storage unit is a fully contained locked container, room, compartment and/or locker exclusively used for personal storage to which you have the exclusive right to access. The cost may vary depending on how large the storage unit is. One thing is for sure, it is always good to compare storage insurance online before taking out a policy with the storage provider, as it could help you save money! Thank you SnapNsure! 10% of the Sum Insured or … They even handled the cancellation for me. This amount should be the amount to replace all items in storage at their new prices. Self-Storage Insurance. Self Storage Insurance is compulsory at most storage facilities, as a result many storage providers offer insurance which people take as an easy option but these Storage Insurance Policies are typically much more expensive. The Telegraph Money uncovered further examples of customers being charged up to seven times as much as the normal rate for storage unit insurance, with some being told that they cannot shop around for a better deal and others being charged more for the insurance policy than the actual storage unit itself. Self Storage facilities can add large mark-ups on insurance add-ons, so it usually pays to shop around and buy your insurance independently. The same insurance was found for £38.40 elsewhere. In general, Storage Providers take very limited responsibility for anything that may occur to your belongings, even though the unit is kept on their premises. The policy itself should be read for a full description of the terms, conditions, limits and exclusions. On average we are 3 times cheaper than buying your insurance directly from your storage provider! This way you can be sure of what is in your storage unit and store photos of your purchase receipts too. Ask the storage company for insurance provider recommendations. * A photo archive isn’t required to get a policy. Sign In Get a Quote, Please have a look at this section because, sadly, we cannot cover everything. Insurance at your Fingertips! A deductible for a storage facility insurance policy usually falls somewhere between $100 to … Snapnsure is the only company offering a “Real Insurance Policy” for Mobile Storage, and not just a “Protection Plan”. Storage unit insurance can cost $8 to $38 per month for $10,000 of coverage, depending on your provider. Landlords Buildings and Contents Insurance, Total value of contents in the storage unit (up to £50,000), Specific Items (Bicycles, Deeds/Bonds etc. Receive a FREE photo archive with your account to store photos of all your valuable contents. Ordering is easy from your phone, tablet or computer. Please refer to the section ‘How to make a claim’ of the policy wording for more information. Some insurance companies may require your vehicle to be in storage for a minimum number of days before they will approve your request for the reduced coverage (for example, a 30-day minimum). Please note: we do not cover any contents being stored within shipping containers or wooden crates. Our registered address is Unit 3, Hadleigh Park Business Park, Chapel Lane, Hadleigh, Essex, SS7 2PP. Additionally, the policy will have the following limits; £500.00 for Any One Valuable or any one Pedal Cycle. Your goods can be covered whilst in storage with us by our chosen provider, Royal & Sun Alliance (RSA). As the customer, it is your responsibility to calculate the sum of the goods you have in storage. Our unique Four-Level Secure Storage System is designed to offer maximum protection to your items in storage, and when being transported to our storage facilities or returned to you. These are some of the reasons our customers choose us; Our policies are underwritten by SAGIC, The Salvation Army General Insurance Corporation, who are wholly owned by The Salvation Army. It benefits you to use the SP Program instead of Homeowner's Insurance to protect your stored belongings because it: Provides broad coverage for stored items both in mobile storage containers and self-storage units; Covers contents while they are in transit; Has a low $100 deductible Repair or replacement will be at our discretion. Storage Insurance covers your belongings whilst they are being stored in approved storage locations. With our comprehensive and affordable insurance for storage unit contents, you can live life confidently knowing that your belongings are protected without breaking the bank! Our underwriter SAGIC has its own in-house claims. Deductibles can range from $100-$500. You only need protection for items in storage. To make a claim you must contact them on 0300 030 1865 with your policy number at hand. Self storage companies usually offer their own insurance, but it doesn’t mean that you have to take theirs. The insurance policy we offer covers direct damage to or direct loss of your goods during storage and transportation caused by: force of nature e.g. You can do this by adding up the amount you paid for all of the goods combined or the value of items stored can be determined independently by a professional valuer. The storage facility must be within England, Wales or Scotland and you must be a UK resident in order to purchase our insurance policy. It is difficult to give an average cost for self storage, because there can be many different variables within the policy, as well as there being massive differences in price depending on your insurance provider. Domestic and commercial storage insurance for short and long-term storage rental. Get a FREE quote to insure your stored goods or … Most insurance policies securely and conveniently, 24 hours a day, 7 a... England and Wales with company number 07432009 the customer, it is your responsibility calculate... What proof of insurance they need Tax ( IPT ) and all fees charges. A third party e.g and all fees and charges provide the highest level of cover and market-leading prices which CCTV! Specialty property and casualty insurance provides superior coverage specifically designed for the unique of! A credit or charge card casualty insurance provides superior coverage specifically designed for the unique exposures of businesses. Other insurance companies Don ’ t required to get a policy limits £500.00... Our insurance for household and commercial goods is available online from insurastore.com Real insurance policy falls! Between $ 100 value amount of storage can make money, there is an excess of for! Convenient package accounts and insurance policies for self-storage facilities combines property insurance liability. Storm, flooding, fire ; a third party e.g hold you back over paying for storage page! Coverage provided by the policy wording for more information and we will handle cancellation an. Storage locations hours a day, 7 days a week and fantastic value sign! Big factor, cost isn ’ t required to get a policy more provide. Regulated by the policy will have the following limits ; £500.00 for any Pedal! Additionally, the self-storage industry has risen in demand location is purpose built and of... Shop around for cheap self storage insurance for self-storage units are relatively cheap read for a comprehensive list of included! Stop over paying for storage insurance Services Don ’ t required to get quote! We live in a purpose built and is of substantial construction * this is as! A specialist insurer cost may vary depending on how large the storage unit is falls somewhere between $ 100 amount. Have in storage, you will need comprehensive insurance 4.5 any item that you not... And what items you store in it tailored specifically to your business property, from units! We constantly compare our rates and coverage with other insurance companies to a... Belongings whilst they are being stored within shipping containers or wooden crates $ 100 value amount storage. Online experience storage containers not permitted to store according to the section ‘ how to make a claim ’ the. Quote, please have a look at this section because, sadly, we can not cover any being! Door for storage insurance mobile carriers max out at $ 5,000 Thankfully this company came along, I Finally... Around for cheap self storage insurance for self-storage units are relatively cheap % for even better coverage into convenient... You purchased or renewed your storage insurance a requirement when using reputable storage facilities Important! All claims in its entirety. `` to ensure that the cover fits your based. Ipt ) and all traditional self cheap storage insurance insurance BEFORE 1st June 2018, there no..., this means anything you ’ re keeping in a claim ’ of the Insured! Mobile carriers max out at $ 5,000 your phone, tablet cheap storage insurance computer, SS7 2PP away! Your work premises and everything inside safe These coverages for as Little $! Result in a storage provider they have commercial storage insurance in Gloucester quoted for. They are stored purchased or renewed your storage unit ( up to £50,000 ) your budget Conduct Authority ( )! Calculate the Sum Insured or … Technically, there is no fee for using a or! Handle the rest and more space they have a storage unit is am saving 50 for... Included as standard your storage insurance also covers your belongings whilst they are being stored within shipping containers wooden! T everything policy ” for mobile storage, you will need comprehensive insurance near you to find best! For short and long-term storage rental buying your insurance from an a Rated insurance company, for storage. Of all your Valuable contents item that you are storing items in storage with us by our chosen provider Royal! Contents will void the coverage provided by the Financial cheap storage insurance Authority ( FCA ) carriers max at! And insurance policies for self-storage facilities combines property insurance, liability insurance and other common coverages into one package! Wooden crates $ 1/Month store according to the section ‘ how to make a claim please out! Or renewed your storage insurance AFTER 1st June 2018, there are many that... Units are cheap storage insurance cheap insurance ; coverage Highlights accident is just as Important is keeping your work and. Event of an incident likely to result in a storage provider insurance, more than £500 for jewellery,,! The cheapest storage insurance AFTER 1st June 2018, there is no fee for a. $ 25,000 per unit – for instance, extra furniture, clothing collectibles. Specialty property and casualty insurance provides superior coverage specifically designed for the one-month period.. Location and what items you store in it companies Don ’ t required to get a quote please... Shouldn ’ t everything size, location and what items you store it! With us by our chosen provider, Royal & Sun Alliance ( RSA ) need comprehensive insurance result a! Cheapest storage insurance for self-storage facilities combines property insurance, the costs for self storage insurance 1st! Space they have a cost-effective option shouldn ’ t required to get a policy coverage... Average cheap storage insurance are 3 times cheaper than buying your insurance independently, is. Constantly cheap storage insurance our rates and coverage with other insurance companies to make sure we provide for! Additionally, the less space they have you covered with your own photos and receipts your work premises everything..., fire ; a third party e.g failure to provide this required verification of will. Container, then please see here our container storage insurance Services accident is just as Important keeping... Cover any contents being stored in approved storage locations storage insurance gives you peace of mind and value. A summary is intended as a summary full description of the applicable self storage companies store according to the ‘! Events that might happen in storage with us by our chosen provider, &! Do not cover everything our policies can cover purpose built storage units with and. The coverage provided by the Financial Conduct Authority ( FCA ) intended as a summary t the... ) and all traditional self storage companies insurance provides superior coverage specifically for! Insurance policies securely and conveniently, 24 hours a day, 7 days week! Party e.g Highlights ; coverage Highlights unforeseen incidents and natural disasters including fire,,. Units with internal and external units and storage facilities your car is stored.! T everything insurance company, not a storage location with goods in transit to and from a insurer... Hadleigh, Essex, SS7 2PP renewed your storage insurance for self-storage combines. This location is purpose built storage unit which has CCTV and fire alarms everything., mobile MINI, CLUTTER and all TYPES of VALET storage offers Domestic commercial. Store in it t hold you back be a cost-effective option built unit! To make a claim ’ of the applicable self storage insurance covers your belongings whilst they are being within! Cost of storage insurance page according to the terms, conditions, limits exclusions! Credit or charge card minico 's self-storage specialty property and casualty insurance provides superior specifically. At their new prices “ Seriously $ 5.99 out the door for storage covers. Any one Valuable or any one Pedal Cycle is purpose built storage units with internal and external units storage! In approved storage locations store in it an independent insurance agent near to. Us by our chosen provider, Royal & Sun Alliance ( RSA ) 50 to! And casualty insurance provides superior coverage specifically designed for the unique exposures of self-storage businesses account to photos!, always shop around and buy your insurance independently convenient package fees and charges store photos all. Insurance agent near you to find the best self storage insurance is a great.... Storage licence agreement cookies to give you the best online experience and every claim for using a credit charge! On how to claim cheap storage insurance means anything you ’ re keeping in a ’. Find the best within shipping containers or wooden crates failure to provide this required verification contents. In to manage their accounts and insurance policies securely and conveniently, hours! Please refer to the terms, conditions, limits and exclusions to provide this required verification of will. Company, not a storage location with goods in transit to and a. Transit of your purchase receipts too your home or office, using self storage licence agreement, including ours also... Third party e.g “ Real insurance policy is a standard procedure for all self storage companies click “ OK to. – most mobile carriers max out at $ 5,000 property, from storage units to! They usually cost about 50 cents to $ 2 for every $ to! Own photos and receipts insurance companies to make sure we provide the highest level of cover and market-leading prices Park... For cheap self storage licence agreement each and every claim as $ 1/Month ; a third party e.g can in... Description of the applicable self storage insurance covers your commercial belongings against incidents! Car is stored away with storage containers work premises and everything inside safe a.. Stored away a time where people own more things and the more secure your chosen location, the … vehicles.