Many businesses choose to store archived paperwork, surplus technology and equipment, and the potential time and monetary cost of having to replace these items should something happen to them can be extremely high. Disclosure: Self-Storage Commercial Insurance; Coverage Highlights; Coverage Highlights. They usually cost about 50 cents to $2 for every $100 value amount of storage. Self-storage insurance is a dedicated insurance policy that is similar to a home contents insurance policy, as it protects the contents of your self-storage unit up to the limit you insure them for. While not every self-storage company offers insurance for the contents stored in their storage units, most will still require your belongings to be already insured, so make sure you bring a copy of your renters insurance coverage when you go to pay for your storage unit. Here are a couple of tips that may help you when you are looking for the best self storage insurance policy; It depends on the company but most Storage Facilities will require you to insure the possessions contained within their unit. Forgot password? An individual self storage unit is a fully contained locked container, room, compartment and/or locker exclusively used for personal storage to which you have the exclusive right to access. The cost may vary depending on how large the storage unit is. One thing is for sure, it is always good to compare storage insurance online before taking out a policy with the storage provider, as it could help you save money! Thank you SnapNsure! 10% of the Sum Insured or … They even handled the cancellation for me. This amount should be the amount to replace all items in storage at their new prices. Self-Storage Insurance. Self Storage Insurance is compulsory at most storage facilities, as a result many storage providers offer insurance which people take as an easy option but these Storage Insurance Policies are typically much more expensive. The Telegraph Money uncovered further examples of customers being charged up to seven times as much as the normal rate for storage unit insurance, with some being told that they cannot shop around for a better deal and others being charged more for the insurance policy than the actual storage unit itself. Self Storage facilities can add large mark-ups on insurance add-ons, so it usually pays to shop around and buy your insurance independently. The same insurance was found for £38.40 elsewhere. In general, Storage Providers take very limited responsibility for anything that may occur to your belongings, even though the unit is kept on their premises. The policy itself should be read for a full description of the terms, conditions, limits and exclusions. On average we are 3 times cheaper than buying your insurance directly from your storage provider! This way you can be sure of what is in your storage unit and store photos of your purchase receipts too. Ask the storage company for insurance provider recommendations. * A photo archive isn’t required to get a policy. Sign In Get a Quote, Please have a look at this section because, sadly, we cannot cover everything. Insurance at your Fingertips! A deductible for a storage facility insurance policy usually falls somewhere between $100 to … Snapnsure is the only company offering a “Real Insurance Policy” for Mobile Storage, and not just a “Protection Plan”. Storage unit insurance can cost $8 to $38 per month for $10,000 of coverage, depending on your provider. Landlords Buildings and Contents Insurance, Total value of contents in the storage unit (up to £50,000), Specific Items (Bicycles, Deeds/Bonds etc. Receive a FREE photo archive with your account to store photos of all your valuable contents. Ordering is easy from your phone, tablet or computer. Please refer to the section ‘How to make a claim’ of the policy wording for more information. Some insurance companies may require your vehicle to be in storage for a minimum number of days before they will approve your request for the reduced coverage (for example, a 30-day minimum). Please note: we do not cover any contents being stored within shipping containers or wooden crates. Our registered address is Unit 3, Hadleigh Park Business Park, Chapel Lane, Hadleigh, Essex, SS7 2PP. Additionally, the policy will have the following limits; £500.00 for Any One Valuable or any one Pedal Cycle. Your goods can be covered whilst in storage with us by our chosen provider, Royal & Sun Alliance (RSA). As the customer, it is your responsibility to calculate the sum of the goods you have in storage. Our unique Four-Level Secure Storage System is designed to offer maximum protection to your items in storage, and when being transported to our storage facilities or returned to you. These are some of the reasons our customers choose us; Our policies are underwritten by SAGIC, The Salvation Army General Insurance Corporation, who are wholly owned by The Salvation Army. It benefits you to use the SP Program instead of Homeowner's Insurance to protect your stored belongings because it: Provides broad coverage for stored items both in mobile storage containers and self-storage units; Covers contents while they are in transit; Has a low $100 deductible Repair or replacement will be at our discretion. Storage Insurance covers your belongings whilst they are being stored in approved storage locations. With our comprehensive and affordable insurance for storage unit contents, you can live life confidently knowing that your belongings are protected without breaking the bank! Our underwriter SAGIC has its own in-house claims. Deductibles can range from $100-$500. You only need protection for items in storage. To make a claim you must contact them on 0300 030 1865 with your policy number at hand. Self storage companies usually offer their own insurance, but it doesn’t mean that you have to take theirs. The insurance policy we offer covers direct damage to or direct loss of your goods during storage and transportation caused by: force of nature e.g. You can do this by adding up the amount you paid for all of the goods combined or the value of items stored can be determined independently by a professional valuer. The storage facility must be within England, Wales or Scotland and you must be a UK resident in order to purchase our insurance policy. 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